Retirement Insurance is a way to protect your future and that of your loved ones in different difficult situations. Here are the things it can cover:
- Retirement: When you reach retirement age, this insurance can provide income to supplement the public pension.
- Death: In case of death, this insurance can provide financial support to your loved ones. They will receive a sum of money that may be subject to inheritance taxes unless you specifically choose who you want that money to go to.
- Permanent Disability: If for any reason you cannot work due to permanent disability, the insurance can provide a continuous source of income.
- Severe Dependence: If you need special care due to severe dependence, the insurance can help cover the costs associated with that care.
Additionally, in some situations, it is also possible to receive some of the insurance benefits earlier than planned to help you deal with the situation. These situations may include:
- Serious illnesses
- Long-term unemployment
- Dependency