1. Cobee Help Center
  2. Understanding Cobee benefits

How do you calculate the savings I have on the app?

A simple but very efficient formula. Completely based on your salary.

The savings you see on the App are calculated in relation to your salary. We follow a formula based on the stipulations of the tax authorities for calculating flexible pay. It's simple but very efficient; it allows us to make fairly accurate estimates. It's completely personalized. Although it's a very estimated formula, it can't be exact because we don't know your personal situation.


The savings from flexible pay are calculated based on the marginal rate of your tax, that is, the highest bracket that corresponds to your salary. For more information on this topic click here.